政府依靠借贷来资助这些战争，特别是在17和18世纪，这导致了许多问题。法国未披露的财务记录体系和银行体系的缺乏意味着获得贷款对财政部长来说是困难的;贷款的利率根据战争的长短而增长，同时，在法国的财政状况下，贷款方普遍缺乏信心。这意味着，为了产生足够的收入，财政部长们不得不为贷款人提供更高的利率和短期贷款，例如Necker提供的贷款利率在6.5 – 9%之间。这种借贷制度意味着，和平时期在法国财政方面成为危险的领域，因为他们不能再向公众征收更高的税收，但在战后有大量的债务要偿还。方面,另一个问题是,法国公众已经不满足与税收制度都不愿意增加税收来和平时期,也需要立即信贷要求打仗,意味着越来越需求使财政部长通过信贷金融战争。这就是财政部长纳克对美国战争所做的。虽然这解决了增加税收的困难，但它给人的印象是没有必要增加税收来资助一场战争，当Necker公布了他的Compte Rendu au Roi时，这一印象更加复杂了，这显示了平衡的预算忽视了战争造成的赤字。法国政府为争取战争资金而采取的这些措施的结果是，它在不增加收入的情况下，不断增加债务。
The government relied on borrowing to finance these wars, especially in the 17th and 18th centuries, this resulted in numerous problems. The French system of undisclosed financial records and their lack of bank system meant that securing loans was difficult for financial ministers; the interest rates of loans grew according to the length of the war, accompanied by a general lack of confidence lenders had in the French finances. This meant that finance ministers had to offer higher interest rates and short term loans to lenders in order to generate enough revenue, for example Necker offered loans at rates between 6.5 – 9% . This system of lending meant that peacetime became dangerous territory in terms of French finances as they could no longer revenue higher taxes on the public but had large debts to pay off after the war. In respect of this, another issue comes to light, the French public who were already unsatisfied with the system of taxation were unwilling to an increase in taxes come peacetime, and also the need for immediate credit required to fight a war, meant that an increasing demand was put upon finance ministers to finance the war through credit. This is what finance minister Necker did with the American War. Although this solved the difficulty of increasing taxes it left the impression that it was not necessary to increase taxes to finance a war, which was further compounded when Necker published his Compte Rendu au Roi which showed a balanced budget neglecting to show the deficit caused by the war. The result of these measures taken by the French government to secure money for war was that it was increasingly incurring more debt without gaining an increase in revenue.